A good friend recently quoted their grandmother, “I didn’t plan on living this long, I may run out of money!” Fortunately this person was joking, but at 93 years old there was truth to this statement and it struck a chord with me. The average Canadian has not saved enough for retirement. Not even close. […]

Good afternoon, I thought I would give you a breather from my long, info-packed monthly newsletter and share an interesting take on our national housing-crisis. Interest rates are higher than they have been in over 20 years and construction of new housing is constrained by policy and costs. Here is a 25 minute video that […]